Planning Minister Bruno Moretti announced that state-run lenders Caixa Economica Federal and Banco do Brasil will manage the loans, backed by a government fund designed to mitigate credit risk. While the total volume of available credit remains undisclosed, the program offers repayment terms of up to 48 months, including an initial two-month grace period. Eligibility requires drivers to have been registered on delivery platforms for at least six months and to have completed a minimum of 100 trips.

The program covers motorcycles manufactured domestically, including electric models, and extends to cyclists, couriers, and taxi drivers with similar tenure. This move follows a series of government-led financial interventions this year, including debt renegotiation schemes and support for ride-hailing vehicle financing. These measures, while technically quasi-fiscal, reflect a broader strategy to stimulate demand and support the labor market as President Luiz Inacio Lula da Silva prepares for his re-election campaign.